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Chime  
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Credit Builder Card  
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level 1  
We’ll spot you no overdraft fees!  
We get it life happens.  
Sometimes your balance is running low and an extra cushion could come in  
handy. That’s where Spot Me comes in.  
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level 3  
We Have Your Back, No Fees Attached  
With Spot Me, Chime members can overdraft on debit card purchases with no fees!  
Spot Me limits start at $20 and can be increased up to $200 by Chime based on factors such as  
account activity and history.  
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level 3  
How to Get Spot Me  
Finish signing up and set up direct deposit.  
Accounts that receive $200 or more in total monthly  
direct deposits  
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are eligible for Spot Me.  
link  
Join Chime Now  
Check out the  
link  
full program terms  
on the Chime website.  
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Chime  
Copyright 2022 Chime. All rights reserved.  
PO Box 417, San Francisco, CA 94104  
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Chime Spot Me is an optional, no fee service that requires a single deposit of $200 or more in  
qualifying direct deposits to the Chime Checking Account each month.  
All qualifying members will be  
allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially,  
but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account  
history, direct deposit frequency and amount, spending activity and other risk based factors.  
Your  
limit will be displayed to you within the Chime mobile app.  
You will receive notice of any changes  
to your limit. Your limit may change at any time, at Chime's discretion.  
Although there are no  
overdraft fees, there may be out of network or third party fees associated with ATM transactions.  
Spot Me won't cover non debit card transactions, including ACH transfers, Pay Friends transfers, or  
Chime Checkbook transactions.  
link  
Spot Me Terms and Conditions  
Please do not reply to this email.  
The account isn’t monitored, and we don’t want to miss hearing  
from you.  
Chime is a financial technology company, not a bank.  
Banking services provided by The Bancorp Bank  
or Stride Bank, N dot A dot , Members FDIC.  
The Chime Visa  
registered  
Debit Card is issued by The Bancorp Bank or  
Stride Bank pursuant to a license from Visa U dot S dot A. Inc.  
and may be used everywhere Visa debit cards  
are accepted. Please see back of your Card for its issuing bank.  
This email was sent to you because you started opening an account with Chime.  
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