Don't Get Lost in the Dark  
What's lurking in the shadows shouldn't keep you from your goals.  
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It's no fun  
feeling haunted.  
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Let's look at what's hiding  
in the shadows.  
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Americans owe more than $1.48 trillion in student  
loan debt, spread out among about 44 million  
borrowers.  
That's about $620 billion more  
than the total U dot S. credit card debt.  
(U dot S. FEDERAL RESERVE AND U dot S.  
DEPARTMENT OF EDUCATION, 2018)  
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2.6 million: borrowers whose  
student loans are in forbearance  
4.3 million: borrowers whose  
student loans are in default  
(DEPARTMENT OF EDUCATION, OFFICE OF STUDENT AID, 2018)  
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And here's a gap we'd really like to close:  
$142,500: median household income of  
529 college savings account holders in 2015;  
$61,400: median household income of  
American citizens in 2018  
(CNBC, 2015; US CENSUS, 2018)  
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We're not giving up.  
And you don't have to go it alone.  
We know that seeing what's scary  
doesn't make it go away.  
But it's a start.  
Give it a shot: look at what  
you want for yourself or  
your child, and see what it'll  
take to get there.  
We can  
help you add it up.  
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CHECK IT OUT  
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From your team at the  
Oregon College Savings Plan.  
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Michael Parker  
Michael Parker  
Executive Director,  
Oregon College Savings Plan  
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Tobias Read  
Tobias Read  
Oregon State Treasurer  
Board Chair, Oregon 529 Savings Board  
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VISIT US  
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Need more information or have account questions?  
Please visit  
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www dot oregoncollegesavings dot com slash contact us slash